Willingness to be a partner in musharakah mutanaqisah home financing: Empirical investigation of psychological factors

Hanudin Amin , and Abdul Rahim Abdul Rahman, and Dzuljastri Abdul Razak, (2014) Willingness to be a partner in musharakah mutanaqisah home financing: Empirical investigation of psychological factors. Jurnal Pengurusan, 40 . pp. 69-81. ISSN 1272713

[img]
Preview
PDF
43Kb

Official URL: http://www.scopus.com/inward/record.url?eid=2-s2.0...

Abstract

This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah mutanaqisah home financing. Drawing upon the theory of planned behavior (TPB), this study assesses the model in order to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioral control on the intention to be a partner in the context of Islamic home financing. This study modifies the TPB to reflect musharakah mutanaqisah home financing. The model of the study is assessed using survey data from 168 respondents among bank customers. The findings suggest that attitude, subjective norm and perceived behavioral control are significantly influencing the intention to be a partner. The relationship between attitude and subjective norm is also significant. The findings demonstrate the applicability of the TPB in the musharakah mutanaqisah home financing context. The findings are also useful to bank managers in effectively managing Islamic home financing facilities.

Item Type:Article
Uncontrolled Keywords:Islamic banking; Islamic home financing; Malaysia; Musharakah mutanaqisah; Psychological factors
Subjects:H Social Sciences > HG Finance
ID Code:10378
Deposited By:IR Admin
Deposited On:05 Feb 2015 11:33
Last Modified:17 Feb 2015 13:02

Repository Staff Only: item control page


Browse Repository
Collection
   Articles
   Book
   Speeches
   Thesis
   UMS News
Search
Quick Search

   Latest Repository

Link to other Malaysia University Institutional Repository

Malaysia University Institutional Repository