Revisiting the relationship between attitutes and retirement planning behaviour: a study on personal financial planning

Rosle Mohidin, and Amer Azlan Abdul Jamal , and Lim, Thien Sang and Mohd Rahimie Abd Karim, (2013) Revisiting the relationship between attitutes and retirement planning behaviour: a study on personal financial planning. In: American Canadian Conference for Aacademic Disciplines, 20-23 May 2013, Ryerson University’s International Learning Center (ILC), Toronto.

[img]
Preview
PDF
43Kb

Official URL: https://ijas2013toronto.sched.com/event/1502q6X/re...

Abstract

Retirement planning becomes a crucial concern as the life expectancy has increased as well as the rises of health care costs. This study attempts to investigate the relationship between attitudes towards personal financial planning with retirement planning behavior among workers in Kota Kinabalu who have opted for EPF as their retirement benefit. The moderating effects of age and income on aforesaid the five dimension attitudes of personal financial planning has also been investigated. A total of 200 respondents were used and the results revealed that retirement planning behavior can be explained by 10.9 percents of five dimensions of attitudes towards personal financial planning. Retirement planning, money management, investment planning, and estate planning were found to have significant positive relationship with retirement planning behavior. However, the moderator factor of age only has significant influence on the estate planning. The implication was useful for the financial planners and government to do the adjustment and propose more optional solution regarding retirement issues.

Item Type:Conference Paper (UNSPECIFIED)
Uncontrolled Keywords:Personal financial planning, Retirement planning, Attitude
Subjects:H Social Sciences > HG Finance
Divisions:FACULTY > Faculty of Business, Economics and Accounting
ID Code:15257
Deposited By:IR Admin
Deposited On:19 Dec 2016 11:51
Last Modified:19 Dec 2016 11:51

Repository Staff Only: item control page


Browse Repository
Collection
   Articles
   Book
   Speeches
   Thesis
   UMS News
Search
Quick Search

   Latest Repository

Link to other Malaysia University Institutional Repository

Malaysia University Institutional Repository