
Items where Author is "Masmurniwati Mohd Aris"
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Hanudin Amin and Rostinah Supinah and Masmurniwati Mohd Aris and Ricardo Baba (2012) Receptiveness of mobile banking by Malaysian local customers in Sabah : An empirical investigation. Journal of Internet Banking and Commerce, 17 (1). ISSN 1204-5357