Items where Author is "Mohd Rizal Abdul Hamid"
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Hanudin Amin and Suddin Lada and Mohd Rizal Abdul Hamid and Geoffrey H. Tanakinjal (2006) Undergraduate's perception of sms banking in labuan: an empirical study. International Journal of Business and Society, 7 (2). pp. 21-39. ISSN 1511-6670