Zhou, Tian Xiang and Zaiton Osman and Saizal Pinjaman (2023) The Impact of Financial Technology on Commercial Banks: A Case Study of China. Malaysian Journal of Social Sciences and Humanities (MJSSH), 8. pp. 1-12.
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Abstract
The aim of the research was to investigate the impact of financial technology on the financial performance of commercial banks. in China. Based on previous literature review and empirical evidence this study collects the annual financial data on local banks in China. A total of 23 commercial banks were used as sample of the study. The annual data ranges from 2011 to 2020. The data was analysed using GMM dynamic panel data model. Based on the analysis, the findings showed that financial technology has an overall positive impact on the return on asset of commercial banks.
| Item Type: | Article |
|---|---|
| Keyword: | Fintech, Commercial bank, Financial technology, Chinese bank |
| Subjects: | H Social Sciences > HF Commerce > HF1-6182 Commerce H Social Sciences > HG Finance > HG1-9999 Finance > HG1501-3550 Banking |
| Department: | FACULTY > Faculty of Business, Economics and Accounting |
| Depositing User: | SITI AZIZAH BINTI IDRIS - |
| Date Deposited: | 30 Nov 2023 14:51 |
| Last Modified: | 30 Nov 2023 14:51 |
| URI: | https://eprints.ums.edu.my/id/eprint/37764 |
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