A preliminary study on debt perception towards Malaysian University student

Masnih Mustapa and Musaiyadah Ahmadun and Muzalifah Monil and Nur Ilma Ambo (2024) A preliminary study on debt perception towards Malaysian University student. International Journal of Entrepreneurship and Management Practices, 7. pp. 1-11. ISSN 2600-8750

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Abstract

Debt has become an increasingly worrying issue among students of higher education institutions in Malaysia. A pilot study was conducted using survey techniques to assess the level of financial knowledge, attitudes, and practices among 33 students from faculty accounting at Universiti Teknologi Mara Kota Kinabalu Branch, Sabah. The research instrument consisted of structured questionnaires. The pilot study findings indicate a significant gap between respondents' knowledge, attitudes, and financial practices. Therefore, a fullscale study is proposed to investigate the perception of debt among students at this university in greater depth. The findings from this study are hoped to assist the university and government in formulating appropriate awareness and intervention programs to address student debt issues.

Item Type:	Article
Keyword:	Debt; Financial Knowledge; Financial Attitudes; Financial Practices
Subjects:	H Social Sciences > HG Finance > HG1-9999 Finance H Social Sciences > HG Finance > HG1-9999 Finance > HG179 Personal finance
Department:	FACULTY > Faculty of Islamic Studies
Depositing User:	ABDULLAH BIN SABUDIN -
Date Deposited:	01 Oct 2024 10:12
Last Modified:	01 Oct 2024 10:12
URI:	https://eprints.ums.edu.my/id/eprint/41119

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